• Office 4023 Ambassador Caffery Pkwy, #201, Lafayette LA 70503

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Life Insurance / Long-Term Care Services

Have you taken care of your long-term care planning yet?

Life Insurance and Long-Term Care planning are not just important decisions, they are critical to securing your future and that of your loved ones. Making these decisions early on is crucial, as it will help you better prepare for whatever life throws your way. Without these essential components, your retirement planning model is incomplete and leaves you and your family vulnerable to unexpected events. Protecting your assets and ensuring the well-being of your loved ones should be a top priority, and integrating Life Insurance and Long-term care planning into your retirement planning is the best way to achieve this goal.

A Looming Financial Disaster

Long-Term Care is a looming financial disaster for millions of Americans. The harsh reality is that, as we age, there’s a 70% chance we will require some form of care. This could be a short-term need, but it could also last for years, draining our savings and leaving us financially unprepared. Compounding the problem is the fact that the cost of long-term care is skyrocketing, and this trend shows no signs of slowing down. As we live longer, we’re facing a perfect storm of rising healthcare costs and longer lifespans. Without adequate long-term care coverage, we’re risking our financial security and our ability to enjoy our golden years.

There are several ways to purchase long-term care, however, ideally, you want to make sure that it will cover you for the remainder of you and your spouse’s lives. Using insurance products to leverage your dollars so that you do not have to pay high long-term care bills is smart. And the bottom line is, you don’t know if you will need it or not, but you better get it while you are still insurable. Buying this protection should not even be an option for you. Don’t make it one.

Find out about how we can help you by calling us at 800-988-7855, or by Booking a Meeting with us on the tab at the top right-hand corner of this page.


View on Life Insurance

Nobody wants to pay for life insurance products, but everybody wants the benefits of them. However, you must remember one simple thing…. you are leveraging your money anywhere from 3-12 times what you are investing into the policy, and the insurance company is covering the majority of the costs that would normally be incurred, especially for long-term care needs. Additionally, people want to make sure that their loved ones are taken care of when they are gone, and they do not want the government to touch any portion of it. Insurance proceeds/benefits are a perfect solution for this. Since life insurance proceeds are not taxable, you will always know exactly how much your loved ones will receive and if that will be enough for them to carry on in their lives with the same quality of life.

You must protect your retirement dollars from getting eaten alive by the cost of health care. Nowadays there are so many different and affordable options for providing this protection. Life insurance is used to create a financial legacy and provide protection for your family. You should get this protection while you are still insurable and the longer you wait, the more expensive it becomes, so there is no need to wait. Smart Money always has this as part of their retirement plan.

Want peace of mind? Invest in Insurance today! You’ll be glad you did.

Hux Capital Management’s Life Insurance Strategy

We believe that life insurance is a solid legacy plan, despite being considered an old school investment by many financial advisors. Life insurance products today have evolved from the old school policies we think of – We can show you new and dynamic ways to utilize life insurance in order to improve your retirement plan and maximize your investment dollars.

The following are a few ways that we encourage our clients to use life insurance, although every persons situation is different. When creating trust accounts, we will bring in our partners that are high quality attorneys and they know how to protect your estate. Of course, they can also prepare a will for you as well.

We certainly use a very different method from most Life Insurance advisors.

● Creating an irrevocable and revocable life insurance trusts.

● Ensuring that the trust protects the estate from being taxed.

● Educating our clients on the many benefits of an utilizing trust accounts.



Located in Lafayette, Louisiana and primarily serving Acadiana.

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Where to find us?

4023 Ambassador Caffery Pkwy

Suite 201

Lafayette, LA 70503


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Hux Capital Management - Lafayette Fiduciary Services, Financial, Investment, Annuity, Insurance, 401k Advisor

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a SEC Registered Investment Advisor. Sub-advisory services are provided by Simplicity Solutions, LLC, a SEC Registered Investment Advisor. Insurance, Consulting and Education services offered through Hux Capital Management. Hux Capital Management is a separate and unaffiliated entity from Simplicity Wealth.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Louisiana or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

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Copyright 2023 Hux Capital Management. All Rights Reserved.

Copyright 2023 Hux Capital Management.
All Rights Reserved.